The complete journey, from initial planning to the keys in your hand.
Start with your financial comfort zone
Speak with a lender if you plan to finance your purchase, then compare the estimated total monthly cost—including property taxes, insurance, and any association dues—with your own budget.
Understand how representation works
Discuss the buyer representation agreement with your agent, including the services provided, duration, and compensation, before you commit.
Build a focused search
Decide on locations, features that matter most, and compromises you are willing to make. Compare each home to your actual needs.
Make an informed offer
Consider recent comparable sales, property condition, financing, timelines, earnest money, and contingencies—not just the list price.
Complete your due diligence
Once under contract, track every inspection, appraisal, financing, title, and other deadline. The purchase agreement controls what options are available.
Prepare for closing
Review the lender’s figures and closing documents, arrange your final walk-through, and verify any wiring instructions independently before transferring funds.
Get the keys
Ownership and possession are determined by your signed agreement and closing documentation. Confirm when you are authorized to move in.
Questions worth asking
- What amount feels comfortable each month—not just what a lender will approve?
- Which deadlines could affect my deposit or my ability to cancel?
- What happens if the appraisal or inspection uncovers a problem?