THE BIG PICTURE
The final checks, documents, payments, and transfer of possession.
Follow up on financing
Stay in communication with your lender and respond promptly to legitimate underwriting requests.
Review costs before signing
Compare your Closing Disclosure and other documents with your expectations. Ask the lender or closing company about discrepancies.
Protect against wire fraud
Verify wiring instructions using a trusted phone number you obtained independently—not a phone number or link provided in an unexpected email.
Walk through the property
Confirm the agreed property condition, included items, and any repairs before closing, as allowed by your agreement.
Confirm possession
Signing does not always mean immediate occupancy. Check the possession terms and coordinate keys, utilities, and move-in accordingly.
Questions worth asking
- When will I receive my final closing figures?
- Who should I call to verify transfer instructions?
- When, exactly, will I receive possession?
This educational resource is general information, not legal, tax, or lending advice. Specific rights, obligations, costs, and deadlines depend on your documents and circumstances. Confirm current rules with qualified professionals and official sources.